Pay by bank has moved from novelty to a standard cashier option at UK casinos within a few years, though you will find it under several names. Sky Vegas calls it Pay by Bank. Grosvenor lists Instant Bank Transfer. LeoVegas says Open Banking. PlayOJO's help pages mention Trustly. The table below shows every casino we review that lists a pay by bank option. If you want the fastest withdrawals a UK casino can offer, this is the method to look at first.
Casinos with pay by bank, Trustly or instant bank transfer
| # | Casino | What stands out | Our score | Welcome offer | Visit |
|---|---|---|---|---|---|
| 1 |  | PlayOJO No wagering on anything, ever, plus money back on every bet through OJOplus | 8.4/10 | No-wagering free spins on first deposit | Visit PlayOJORead the PlayOJO review |
| 2 |  | LeoVegas A mobile-first casino with a deep lobby, its own jackpot and wager-free welcome spins | 8.3/10 | Wager-free free spins after a 1x play-through | See the offerRead the LeoVegas review |
| 3 |  | bet365 Casino A heavyweight lobby with its own exclusive slots and tables, and no wagering on the welcome spins | 8.2/10 | No-wagering free spins revealed over several days | Check it hereRead the bet365 Casino review |
| 4 |  | MrQ Every promotion is wager-free and most payouts are processed instantly, per MrQ | 8.1/10 | No-wagering free spins on first deposit | Go to MrQRead the MrQ review |
| 5 |  | Paddy Power Games House-brand slots, a free daily Wonder Wheel and spins with no wagering on wins | 8.1/10 | Free spins with no wagering on winnings | Take a lookRead the Paddy Power Games review |
| 6 |  | Betfred Casino Plain-speaking bookie casino with wager-free spins and quick card payouts | 7.8/10 | Stake-to-unlock free spins, no wagering | View siteRead the Betfred Casino review |
| 7 |  | Grosvenor Casinos Live roulette streamed from its own UK casino floors, backed by a high-street name | 7.8/10 | Deposit match plus free spins, wagering applies | See Grosvenor CasinosRead the Grosvenor Casinos review |
| 8 |  | Sky Vegas Free spins before you deposit, no wagering attached, and a daily free Prize Machine | 7.8/10 | No-deposit, no-wagering free spins on sign-up | Check hereRead the Sky Vegas review |
| 9 |  | Casumo A huge slots lobby with its own live tables and e-wallet payouts sent straight after approval | 7.8/10 | Partial deposit match, wagering applies | Visit CasumoRead the Casumo review |
| 10 |  | Ladbrokes Casino The bigger-feeling Entain lobby, with free daily contests, LadBucks and a tiered VIP scheme | 7.8/10 | Stake-to-unlock free spins plus LadBucks | See the offerRead the Ladbrokes Casino review |
| 11 |  | Coral Casino High-street bookie's casino with a broad cashier, shop-floor slots online and daily Smart Rewards | 7.7/10 | Stake-to-unlock free spins on selected slots | Check it hereRead the Coral Casino review |
| 12 |  | Betway Casino A sportsbook-first brand with a tidy casino, Betway exclusives and a low withdrawal minimum | 7.2/10 | First deposit offer, debit card deposits only | Go to Betway CasinoRead the Betway Casino review |
| 13 |  | 888casino One of the oldest names online, with in-house slots you cannot play elsewhere | 7.1/10 | Deposit match with a wagering requirement | Take a lookRead the 888casino review |
| 14 |  | Unibet Casino Casino, bingo, poker and betting on one login, but with a £10m regulatory fine in 2025 | 7.0/10 | Deposit-and-stake free spins, 10x wagering | View siteRead the Unibet Casino review |
18+. New customers only. T&Cs apply. Please play responsibly. Offers change often, so check the current terms on the casino site before you sign up.
Withdrawals are the reason to use it
A card payout needs the casino to support fast card rails and your card issuer to take part. A pay by bank payout needs only Faster Payments, which nearly every UK current account has had for years. That is why operators lead with it when they talk about speed.
Sky Vegas describes Pay by Bank as its quickest withdrawal method and says the money "will appear in your bank immediately", with a 5 pound minimum. Grosvenor says most withdrawals are processed instantly and paid within 15 minutes, adding that all major banks are enabled for its fast withdrawals. LeoVegas publishes the widest limits on its payment page for Open Banking: withdrawals from 10 pounds up to 35,000 pounds.
Now the caveat we attach to every speed claim. "Immediately" describes the payment. Approval is a separate step, and a casino can take its time reviewing a withdrawal, especially your first, a large one, or one that follows a bonus. PlayOJO's wording is typical and fair: most payments are processed within a few hours, and extra checks can make it longer. A verified account with one payment method on file is what makes a payout quick. See our verification guide for what gets asked.
One idea, several labels
The technology underneath is open banking. Since 2018 the large UK banks have been required to let regulated third parties initiate payments from your account when you give permission. A payment provider sits between the casino and your bank, passes the payment request across, and you approve it with the same fingerprint or passcode you use for everything else in your banking app.
Trustly, a Swedish company, is the best-known name in gambling payments and the one you will often see as a logo. Other casinos use different providers and brand the button themselves. For you the difference is cosmetic. The money leaves your current account directly, by Faster Payments, with no card number involved at any point.
Do not confuse it with an old-fashioned bank transfer, where you copy a sort code and account number into your bank and wait. That still exists at some casinos, mainly for large withdrawals, and it is slow.
Paying in from your banking app
Choose pay by bank, Trustly or instant bank transfer in the cashier, enter an amount and pick your bank from the list. On a phone you are handed to your banking app. On a computer you are shown a QR code to scan. Check the payee and amount, approve, and you are returned to the casino with the balance updated.
The first time takes perhaps a minute. After that it is quicker than typing a card number. The account you pay from must be in your own name, and since the casino receives the account holder's name with the payment, a mismatch is spotted at once. A partner's account will not pass.
LeoVegas takes 10,000 pounds this way. Set a limit first
Pay by bank limits tend to be the most generous in the cashier. LeoVegas allows Open Banking deposits from 10 pounds to 10,000 pounds, ten times its card ceiling. Grosvenor sets a 5 pound minimum each way for Instant Bank Transfer.
Neither of those two lists a fee for it, and UK banks do not charge personal customers for Faster Payments. Your bank's own daily payment limit applies, and some banks hold a first payment to a new payee for a fraud check, which can mean a text or a call before it goes through.
A method that will move thousands in one approval deserves a deposit limit set in the casino account before you use it.
Two gaps: bank gambling blocks and chargebacks
Bank gambling blocks are generally built around card payments, so a block you set on your debit card may not stop a bank-to-bank payment to a casino. If you rely on your bank's block as a safeguard, do not assume it covers this route. Ask your bank. GAMSTOP and the casino's own limits still apply in full.
There is also less of a safety net when something goes wrong. Card payments come with the chargeback process. A Faster Payment you authorised yourself is much harder to dispute. At a licensed UK casino that should not matter, because you have the operator's complaints process and a free dispute resolution service behind it, but it is one more reason to check a site is on the Gambling Commission register before paying.
Two smaller points. The payment shows on your statement with the casino's name or the provider's, every time, so it offers no discretion compared with a wallet. And although pay by bank is rarely excluded from welcome offers, "rarely" is not "never", so read the offer's payment terms. Our bonus guide shows where to look.
What to use if your bank is not supported
A debit card at a casino that uses fast card payouts gets you close to the same speed. PayPal is the other quick-withdrawal option and adds a layer between the casino and your bank, though fewer big brands take it than you might expect. Apple Pay is excellent for deposits and less predictable for payouts. Phone bill deposits are a different thing entirely, deposit only and capped low, as our pay by mobile page sets out.
The payments overview compares all of them in one table.
Questions people ask
Is pay by bank the same as Trustly?
Trustly is one provider of pay by bank. Casinos also label the same idea as instant bank transfer, open banking or simply Pay by Bank, sometimes using other providers behind the scenes. The experience is similar: choose your bank, approve in its app.
Is pay by bank safe?
You log in with your bank, not the casino, and approve each payment with your usual banking security. The provider that initiates the payment has to be authorised by the Financial Conduct Authority. The casino never receives your banking password.
How fast are pay by bank withdrawals?
They can arrive within minutes because they travel over Faster Payments. Sky Vegas says a Pay by Bank withdrawal will appear in your bank immediately. The casino still has to approve the request first, which is where delays usually occur.
Does pay by bank work with every UK bank?
It works with most major UK banks and building societies that have a mobile app or online banking. Smaller institutions and some savings-only accounts may not be on the list a casino shows you.
Is a manual bank transfer the same thing?
No. A manual transfer means typing the casino's sort code and account number into your bank yourself, and it can take a working day or more to be credited. Pay by bank is initiated from the cashier and confirmed almost instantly.